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Monday, June 22, 2020

Atmanirbhar Gujarat Sahay Yojana (AGSY) 2020 Apply Online Form Rs. 1 Lakh Loan at 2% Interest



Atmanirbhar Gujarat Sahay Yojana (AGSY) 2020

In this article today, we will share with you all the important aspects of the Atmanirbhar Gujarat Sahay Yojana which has been launched by the Chief Minister of Gujarat state recently to help all of the poor people who are worse struck by the lockdown situation. In this article, we will share with you all the implementation procedure of the scheme and the application procedure for the small businessman who wishes to apply for this scheme.

We will also share with you all the eligibility criteria and all of the incentive available.
  • About Gujarat Sahay Yojana
  • Details Of Atmanirbhar Gujarat Sahay Yojana

Name Atmanirbhar Gujarat Sahay Yojana
Launched by Gujarat Government
Beneficiaries Small and lower-middle-class workers
Objective Providing monetary help and cheap loans to small businesses
Start Date Of Application 16th May 2020
Official Website
  • Benefits Of Atmanirbhar Gujarat Sahay Yojana


The Gujarat government have come out with this scheme to help all of the poor 

 

businessmen who’s businesses have been struck by the Coronavirus disease and they are not able to revive their businesses. The Gujarat government will give one lakh rupees loan on 2% interest will be which will be a great deal for all of those businessmen who want to revive their business after this lockdown. This deal as said by the concerned authorities of Gujarat government is far better than all of the other states incentive of only rupees 5000.


  • Implementation Of The Scheme

     

Around 10 lakh recipients will be given the advance of Rs. 1 lakh each from banks at just 2% yearly enthusiasm to begin their lives once again under Atmanirbhar Gujarat Sahay Yojana. All the credits will be given based on application and no assurance will be required. Gujarat Government will pay the remaining 6% enthusiasm on credit to banks. The residency of such advances will be of 3 years and re-instalment of head and premium will begin following a half year of approval of advance sum. State Government have taken this decision after having a conversation with the banks.
  • Eligible Candidates

     

The Eligible candidates under the Gujarat Sahay Yojana are mentioned below in the following list:-

  • Small businessmen
  • Skilled Workers
  • Autorickshaw owners
  • Electricians
  • Barbers
  • Atmanirbhar Gujarat Sahay Yojana Apply Online

The application procedure and all of the detailed notification of the scheme is not yet launched for the common public. As soon as the detailed notification is out we will inform you through this website only.

  • The government has given administrative approval to the scheme in the year 2020-21


Gujarat government has propelled Atmanirbhar Gujarat Sahay Yojana to give Rs. 1 lakh advance at 2% loan cost plot. This is state Government assistance as Rs. 5000 crore bundle for individuals. It incorporates little representatives, talented specialists, autorickshaw proprietors, circuit testers and others whose monetary exercises have been upset because of the continuous COVID-19 lockdown. The state administration of Gujarat will pay another 6% enthusiasm to banks giving credit under the Atmanirbhar Gujarat Sahay Yojna (AGSY) directed at little businesspeople.
 
  • Aims of Scheme
to provide interest subsidy to small traders, middle class individuals, individual artisans and working class on non-performing loans made by cooperative banks / credit co-operative societies.

  • Benefits Of Atmanirbhar Gujarat Sahay Yojana
The Gujarat government have come out with this scheme to help all of the poor businessmen who’s businesses have been struck by the Coronavirus disease and they are not able to revive their businesses. The Gujarat government will give one lakh rupees loan on 2% interest will be which will be a great deal for all of those businessmen who want to revive their business after this lockdown. This deal as said by the concerned authorities of Gujarat government is far better than all of the other states incentive of only rupees 5000.
Here is the complete list of 18 District Co-Operative banks in Gujarat with address and contact details where you can apply for Atmanirbhar Gujarat Sahay Yojana loan scheme.


Around 10 lakh recipients will be given the advance of Rs. 1 lakh each from banks at just 2% yearly enthusiasm to begin their lives once again under Atmanirbhar Gujarat Sahay Yojana. All the credits will be given based on application and no assurance will be required. Gujarat Government will pay the remaining 6% enthusiasm on credit to banks. The residency of such advances will be of 3 years and re-instalment of head and premium will begin following a half year of approval of advance sum. State Government have taken this decision after having a conversation with the banks.

  • Implementation Of The Scheme
Gujarat Sahay Yojna (AGSY) targeted at small businessmen.

Atmanirbhar Gujarat Sahay Yojana Flow Chart

Atmanirbhar Gujarat Sahay Yojana Notification 2020

Gujaratgovt. has announced Atmanirbhar Gujarat Sahay Yojana in which lower middle income group can avail guarantee-free loan of upto Rs. 1 lakh from banks. This loan amount will be provided at an annual interest rate of 2% as it seeks to help them get back to normal life disrupted by the Coronavirus lockdown. Moreover, govt. will also pay another 6% interest to banks giving loans under the scheme.
  • Aatmanirbhar Gujarat Sahay Yojana Apply Online Form

Just like other loan schemes, the state govt. of Gujarat will invite Aatmanirbhar Gujarat Sahay Yojana online application form. These applications may be invited through the Gujarat govt. official website or a new dedicated portal. People will have to make registration for this scheme by filling Atmanirbhar Gujarat Sahay Yojana apply online form. As soon as the online application process will start, we will update it here.



This AGSY scheme aims to benefit small businessmen and cross section of people falling under the lower middle income group. As per the Aatmanirbhar Gujarat Sahay Yojna, loan tenure will be of 3 years and payment of installments will begin after 6 months of loan disbursal. Earlier on 13 May 2020, central govt. has launched Aatm Nirbhar Bharat Abhiyan (self reliant India campaign).
  • Who are Aatm Nirbhar GujaratSahay Yojana Beneficiaries

The state government has launched Atmanirbhar Gujarat Scheme for the following group of people as mentioned below:-
  1. A)Small businessmen
  2. B)Skilled Workers
  3. C)Autorickshaw owners
  4. D)Electricians
  5. E)Barbers
  6. F)Other people with lower income
  7.  
Various other states like Delhi has declared assistance of Rs. 5,000 or so to such people. The state govt. of Gujarat has an opinion that such a small amount will not bring their life back of normal.

  • Collateral Free Loans

     

Approximately 10 lakh such beneficiaries will be given loan of Rs. 1 lakh each from banks at just 2% annual interest to start their lives afresh under Atmanirbhar Gujarat Sahay Yojana. All the loans will be provided on the basis of application and no guarantee will be required. Gujarat govt. will pay remaining 6% interest on loan to banks.


The tenure of such loans will be of 3 years and re-payment of principal and interest will start after six months of sanction of loan amount. The state government has come up with this scheme after discussion with district, scheduled and cooperative banks. Furthermore, the state government will come out with detailed information on AGSY in a few days and loan will be made available to all those who are in need of it.

  • Atmanirbhar Gujarat Sahay Yojana Press

  • Press Note :- 


Highlights of Aatma Nirbhar Gujarat Sahay Yojana

 

  • Here are the important features and highlights of the new scheme:-

1 Name of the Scheme Atmanirbhar Gujarat Sahay Yojana
2 Launch Date 14 May 2020
3 State Gujarat
4 Article Category Application / Registration Form
5 Apply Mode Online
6 Beneficiaries Small businessmen, skilled workers, auto-rickshaw owners, electricians, barbers
7 Major Benefit Loans at lower interest rate
8 Loan Amount upto Rs. 1 lakh
9 Interest Rate 2% per annum
10 Loan Tenure 3 years
11 Repayment of Principal and Interest 6 months after loan sanction date
12 Parent Scheme Aatmanirbhar Bharat Abhiyan
13 Launched By CM Vijay Rupani
  • Application Form Of Aatma Nirbhar Gujarat Sahay Yojana

     

Application forms to get loan upto Rs.1-lakh under ‘Atmanirbhar Gujarat Sahay Yojana’ to be made available free of cost from all branches of urban and district cooperative banks and credit societies across the state from May 21 onwards and will be accepted until August 31.

  • Important Date
Application Start Date: 21 May 2020
Application Last Date: 31 August 2020
Important Links::

Resolution of the Department of Agriculture, Farmer Welfare and Co-operation of the Government of Gujarat dated 16-05-2020 and the form issued are given below
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